Have you ever actually thought about MONEY? Without money our economies, go bankrupt, families go bust, people cannot fulfill their basic needs.
In Western society, children are required to go to school by a certain age, and hopefully graduate at the end of 12 or 13 years of schooling with some tools to be used in life or in further education.
Why do we go to school? To get a job? Why do we get a job? To get MONEY!
Yes some can get greedy and want it so much they stoop to criminal acts to get it. But without money our whole society stops moving, growing, living.
Let's go back one step. What do you do with money after you get it?
- Spend it?
- Pay bills?
- Save it?
Most people go to work, perform a manual, mental, emotional, factory, store or office job. Others provide services of all kinds.
But what if you could send money to work instead? What if you could make your money work as hard as you do and bring home the equivalent pay?
That is the domain of investing. Many think investing is for rich people. They don't think they have enough money to invest. Some think that they will invest when they get older and they make more money. But often getting older also has more expenses, wives/husbands, children, houses, cars. That is the equivalent of waiting until you see the bus leaving the curb and then running after it hoping the driver sees you.
There are four ways, legally, of getting more money.
- Get a higher paying job.
- Work longer, harder, more
- SPEND LESS!***
- SAVE MORE!
- INVEST!
*** I have coordinated several sessions of the Crown Financial Program and of course the Financial Peace University course by Dave Ramsey.
Re: Financial Peace University program
Sadly and mysteriously in about 2010, there was some mixup that apparently some "educational official" from some unnamed organ of our government saw the "Financial Peace University" program and fearing that we Canadians were too stupid to know that the box the FPU came in was NOT a university, put a stop to Canadians being able to get this course from Dave Ramsey.
They can not tell me why apparently as there is a 'legal' component that cannot be revealed. To my mind, taking 8 years to solve a problem like this is ridiculous. (No reflection on anyone in the Dave Ramsey organization.) I am sure all kinds of porn comes across the border every week but someone has the nerve in a democratic country to say we cannot buy the Financial Peace University course???
First - The FPU course is a product of a United States company. There are several parts like Investing, and Mortgages etc. which are quite different from the Canadian situation. Since for 10+ years I was a financial advisor I modified the course to fit the Canadian scene and situation.
However they WILL NOT sell you the course if you are Canadian even if you have it sent to a receiver in the US! However I found a way to solve that problem if someone wishes to use it in Canada.
I will not reveal it on this blog to prevent any troubles between the Dave Ramsey organization and any Ontario government organ. To find out how you can do this, you will have to email cp@cpedley.com or phone my home business number at 905-228-2161 to discover the "how?"
There is a way!
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